Exclusive Deals
1. Hire Purchase --- Up to 5 yrs available.
2. Balloon Hire Purchase --- Up to 4 years available with large final payment. The large final or 'balloon', payment is used to lower the monthly rentals. At the end of the agreement the car can be bought for the 'balloon' payment, re-financed, or it may be possible to hand it back to the finance company with nothing further to pay if it is not worth the 'balloon' payment. (i.e. no negative equity)
3. Personal Loan --- up to 5 years. There is no title taken by the finance company to your car. A deposit may not be necessary, can possibly finance negative equity.
4. Personal Loan with Balloon --- Similar to Balloon Hire Purchase, but with no option to hand the car back at the end. As with Personal loan a deposit may not be necessary and negative equity may be able to be financed.
5. Balanced Payments --- variable rate fixed payment agreement available to corporate bodies or high net worth individuals (earnings in excess of £150,000 per year). Available with or without a balloon.
6. Finance Lease --- Corporate bodies only --- can offset all or most of rental against taxable profit.
7. Contract Hire --- Fixed term fixed mileage contract. At the end of the contract the car goes back to the finance company. Business users only --- does not appear on balance sheet.
All finance subject to status, a guarantee may be required.
